The road is long, the mountain is high and standing at the very beginning it can seem a bit daunting. When faced with a mountain to climb we often ask ourselves questions like: “How on earth am I ever going to do this?”.

One survey has found that people are spending money they hadn’t planned to because of what they saw on social media.

When assessing financial compatibility, there is no definitive list of questions to ask a potential spouse, but there are some helpful talking points.

When assessing financial compatibility, there is no definitive list of questions to ask a potential spouse, but there are some helpful talking points.

When assessing financial compatibility, there is no definitive list of questions to ask a potential spouse, but there are some helpful talking points.

In the space of a year, many South Africans are much more positive, business confidence is gradually recovering, and our currency is looking much healthier. In contrast, international markets are struggling while the global economy grows.

Spare a thought for the self-employed who not only have to face the same challenges that salaried people encounter but also have to confront concerns around staff, cash flow, employment laws, suppliers and many other business and commercial worries and anxieties.